HSBC is a bank in the United Kingdom. If you need to contact the HSBC telephone banking number, you can call:
Reasons to call HSBC telephone banking:
- To check your account balance.
- To extend your overdraft.
- To apply for a loan, credit card or mortgage.
- To report an issue with your online banking.
- To make a payment/transfer to another account.
- To report your card as lost or stolen.
- To make a claim on your insurance.
HSBC Bank is one of the world’s largest banks and financial services providers. Through four sectors of business, over 47 million customers are served. These four sectors are: Commercial banking, Retail Banking and Wealth Management, Global Banking and Markets and lastly, Global Private Banking. The HSBC Bank network has been established across 71 countries, with branches in continents such as Europe, Asia, North America and Latin America. HSBC is listed on London, Hong Kong, Paris, New York and Bermuda stock markets. Shares are held by over 200,000 people across 132 areas.
HSBC’s full title is the Hong Kong and Shanghai Banking Corporation. The first London based office opened back in 1865. Today, the UK is the home of the bank’s headquarters in Canary Wharf. Across the UK, there are 1,100 branches.
HSBC Current Accounts
There are several different current accounts available from HSBC. They vary depending on circumstances and requirements. For example, the Advance Bank account will give you reduced fees on a standard mortgage, worldwide cash withdrawals and preferential rates on savings accounts. A Premier account comes with its own relationship manager. There is also a Student account, with no overdraft fees.
HSBC Savings Accounts
HSBC has a choice of nine savings accounts, whether you wish to gain instant access, gain from a fixed interest rate or invest. Here is a breakdown of the accounts:
- Help to Buy ISA- to help you save up for your first home.
- HSBC loyalty cash ISA- for flexible tax free savings.
- Regular saver- fixed rate of interest for 12 months.
- Online bonus saver- earns bonus interest when you do not make a withdrawal.
- Fixed rate saver bond- Make your money work.
- Future saver for children.
- MySavings for children.
HSBC Credit Cards
Depending on your eligibility, HSBC has four types of credit cards available: the HSBC Credit Card, Student Credit Card, HSBC Premier World Elite Mastercard and the HSBC Premier Credit Card.
• HSBC Credit Card- 0% interest on purchases for three months.
• Premier World Elite Mastercard- Comes with international benefits.
• Premier Credit Card- Generous reward scheme.
• Student card- No annual fee.
When you apply online for a HSBC loan, you could get an instant decision. The following types of loans are available:
• Personal loan- Borrow between £1,000-£25,000 and make overpayments free of charge.
• Premier Personal loans- Organise repayment holidays, financial eligibility applies.
• Graduate loan- Specifically designed for recent graduates.
• Flexi loan-Redraw your balance once you have repaid the loan.
Whether you are applying for a mortgage for your first home, moving to a new house or buying to let, HSBC has several mortgage products available. You can also use an online calculator to find out how much you can borrow and get advice on the whole process from finding a home to applying for your mortgage.
You’ll need to purchase insurance to protect yourself against life’s ups and downs. HSBC has a range of insurance products to help. They are as follows:
• Home insurance- for buildings and contents.
• Travel insurance- for occasions away from home.
• LifeChoices insurance- Life, critical illness cover.
• High value home insurance- for the more expensive products in your home.
• Student insurance- covers personal possessions whilst you study away from home.
• Pet insurance- provided by M&S Bank.
Help and support for life events
HSBC can provide advice for a range of life events, such as:
• Planning your child’s future.
• Dealing with bereavement.
• Getting married.
• Passing on wealth.
• Moving abroad.
• Protecting what matters to you the most.
• Settling in the UK.
• Purchasing your first home.
• Going to university.
• Planning retirement.
• Becoming more tax efficient.
• Owning a business.
• Enjoying retirement.
HSBC Business Banking
HSBC has a range of business products to help you achieve your goals. The products include:
• Bank accounts (community, schools and colleges, foreign currency, client currency)
• Credit and lending (small business loans, commercial mortgage)
• Credit and debit cards (corporate card, purchasing card)
• Business savings (client deposit account)
• Business insurance (employers liability insurance, fleet insurance)
• International business (export bills, import loans)
• Corporate banking (trade and supply chain, global markets)
HSBC Expat Banking
HSBC has an international account which aims to make life easier for emigrants. It is an international current account which you can use to manage your money whilst you live or study abroad. The account is available in Sterling, Euro or US Dollar. The account could cover your UK based obligations, such as paying bills, or help you travel the world. You can also use the HSBC foreign exchange service to spread your money across different currencies. You can also use HSBC internet banking to link your HSBC accounts online and access the information 24 hours a day, as and when required. You can also choose from a range of debit and credit cards, such as American Express and Mastercard.
HSBC Online Banking
The HSBC online banking system is fast and simple to use. It allows you to access your account 24 hours a day and the registration process only takes a few moments. To register, you will need to have to hand your sort code and account number. You will then be able to choose a user name, memorable question and answer and a password. You can also choose a digital secure key.
For more information about the services provided by the HSBC telephone banking system, contact HSBC telephone banking.