Barclays is a British bank.
Why would I use Barclays telephone banking?
- To find out your account balance.
- To extend your overdraft limit.
- To apply for a loan or credit card.
- To report your card as lost or stolen.
- To report a fraudulent transaction.
- To pay a bill or person.
- To report an issue with logging into online banking.
- To buy insurance or to make a claim on an existing policy.
- To find your nearest branch.
- To find out more about Barclays Rewards.
- To find out more about Digital Eagles.
- To get help with managing your finances by making an appointment with an advisor.
Barclays Bank Services
Barclays Bank Account
There are several types of current accounts available, for all types of financial circumstances and lifestyles. Here are some of the current accounts available from Barclays:
- Barclays Bank Account- Flexible, open instantly account with an overdraft, plus the opportunity to customise it and add services.
- Premier Current Account- For people who pay in an annual gross income of £75,000 and access a premier service, with a dedicated relationship team and premier benefits. You’ll also be able to add extra features and rewards.
- Student Additions Account- Designed for UK full time students with an overdraft of up to £3000.
- International Student Account- For international students who study in the UK, with the ability to make international transfers both online and over the phone.
- Higher Education Account- For the gap between your studies and career, this graduate account comes with a fee-free overdraft.
- BarclayPlus- This children’s bank account is available to 11-15 year olds and gives them easy access to their money, with interest rates and a debit card.
- Young Person’s Account- For 16-19 year olds, with both online/mobile banking and a debit card.
- Euro Account- For people who regularly make/receive payments in Euros, with a reduced chance of exchange risk and a chequebook.
- Foreign Currency Account- Allows you to make/receive foreign currency payments easily, with a choice of currency.
Barclays Blue Rewards
You could earn rewards of up to £180 a year, with a £3 monthly fee. You must also have £800 paid into your account every month and at least two Direct Debits. You’ll earn £7 a month simply for banking with Barclays and get cashback from over 100 retailers, such as Boots, Gap and Expedia. Rewards will be paid on a monthly basis and you’ll get extra rewards if you have home insurance or a mortgage with Barclays.
There are a range of accounts available to you to help you save your money. Here are some of the options.
- Everyday Saver- Open with £1 and get instant access to your savings whenever you need to.
- Children’s Instant Saver- Save for a child under the age of 18.
- Children’s Regular Saver- Save for a child under the age of 16.
- Cash ISA- Tax free savings up to £15,000.
- Bonds- Put away your money in a bond for a fixed rate of return.
- Invest- Get assistance in choosing where to invest your money and manage it online with the Barclays Stockbrokers function.
If you are making an investment, it is important to note that the value can go down as well as up, so you may not always get back more than what you invested.
Barclays has a range of credit cards to suit all types of borrowing. You can use the Barclays card products to manage your everyday spending or build your credit rating. You can use an eligibility tool to check to see if you are eligible for a Barclays Card. You can also use an application form to see if you have been pre-selected.
Features and benefits of using a Barclaycard:
- Free access to your Experian credit score, ongoing so you can track your rating as you spend with the card.
- Fee free Friday- buy concert tickets on a Friday without credit card fees.
- No multiple fees when you spend abroad.
- Protected purchases if they arrive damaged or faulty.
- 24/7 fraud monitoring.
- Free text or email alerts.
- Contactless for secure payments of £30 and under.
- Call from the Barclaycard app to bypass security questions and passwords, so your query can be answered easily.
Barclays has a wide selection of mortgage products available to customers with all needs. Here are some examples of instances where you may need a unique type of mortgage:
- Purchasing your first home.
- Remortgaging, moving home or buying a second property.
- Buying to let, either as an experienced or new landlord.
- Switching to a new mortgage rate.
You can also get an Agreement in Principle from Barclays, to see how much you could borrow without it impacting your credit report. You can also use a mortgage calculator on the Barclays website to see how much you can afford to borrow and calculate how much your monthly payments would be.
Barclays Online Banking
You can use Barclays online banking to manage your finances. Simply login via the website.
Choose from two simple price plans to help you build your business. Business Banking has been shaped to fit you, with the option to choose a named contact for dealing with queries and reduced charges in exchange for loyalty.
You can move your business account to Barclays with the simple seven day switching process.
You can also bank 24/7 with mobile banking, pingit and online banking.
There is also several finance products to help you grow your business, such as flexible loans, increased overdrafts, cashflow finance, credit cards and commercial mortgages.
You’ll also be able to access a range of seminars and clinics, a webcast library and interactive workshops to help your business grow. You can also use a free tool to see how businesses in your local area are performing.
Barclays’ origins can be traced back to 1690 with the establishment of a goldsmith bankers in London. The name Barclays first became associated with the business back in 1736 when the son in law of one of the founders became a partner in the business.
Today, the bank is still headquartered in London, with almost 130,000 employees and a listing on the Stock Exchange.